SMSF Accountants in Melbourne
Setup, annual accounts, tax returns and audit coordination for self managed super funds. We prepare the fund’s financials and engage an independent approved auditor, which is what the independence rules require. Trustees stay compliant without having to learn the legislation themselves.
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36k+
4k+
Trusted Clients
25+
Years Experience
Your Fund, Kept Compliant
Running your own super fund means you are the trustee, and the ATO holds trustees personally responsible for what the fund does. Contributions have caps, pensions have minimums, investments have rules about who can use them, and the return has to be audited before it is lodged. None of that is difficult once it is set up properly. All of it is expensive to get wrong.
We prepare your accounts and member statements, lodge the annual return, and hand the file to an independent approved auditor before the due date. You get told what the fund needs before the deadline, not a phone call in April asking for two years of bank statements. Where something in the fund needs a decision that requires a licensed adviser, we say so rather than guess.
Our SMSF Services
SMSF Setup and Registration
SMSF Accounting and Annual Returns
Independent Audit Coordination
Trust Deed Updates and Trustee Changes
Rollovers, Wind Ups and Fund Transfers
Contribution and Pension Compliance
Call us today to book a free consultation.
How We Work
Most SMSF work runs on a yearly cycle, so we set the calendar once and then keep to it. Offices in Kew, Hoppers Crossing and the Melbourne CBD, with documents and trustee signatures handled through a secure portal.
Fund Review
We check the deed, the trustee structure and last year’s audit report.
Data and Reconciliation
Bank, broker and property records reconciled to the member balances.
Accounts and Audit
We prepare the financials, then hand them to an independent auditor.
Lodge and Plan Ahead
Return lodged, then we flag next year’s caps, pensions and deadlines.
Who it’s for
New
trustees
People setting up a first fund who want the structure done properly.
Established
funds
Trustees who want the annual cycle handled without chasing.
Property holding funds
Funds with commercial premises, an LRBA or related party leases.
Pension phase members
Trustees drawing an income stream who need the minimums met.
New trustees
People setting up a first fund who want the structure done properly.
Established funds
Trustees who want the annual cycle handled without chasing.
Property holding funds
Funds with commercial premises, an LRBA or related party leases.
Pension phase members
Trustees drawing an income stream who need the minimums met.
Individuals
Wage earners, landlords and investors who want a stress free 31 October.
Sole traders
Freelancers and contractors juggling BAS against a growing workload.
SMEs
Companies and partnerships that have outgrown the spreadsheet.
Trusts & SMSF
Family trusts and self managed funds with reporting that has to be right.
SMSF Dates and Thresholds, FY 2026/27
Two things changed on 1 July 2026 that affect almost every fund, and a third changed on 10 August. The numbers below are current for the 2026/27 year.
| Date | Obligation | Note |
|---|---|---|
| 28 days after each quarter |
Transfer balance account report, where a member has a reporting event | All SMSFs now report quarterly |
| 28 Feb 2027 | First annual return for newly registered SMSFs | Earlier than the general agent date |
| 31 Mar 2027 | Returns where the fund's last tax bill was $20,000 or more | |
| 15 May 2027 | SMSF annual return for most established funds through an agent | Audit must be finished first |
| 30 Jun 2027 | Minimum pension payments must be paid, and contributions must clear the fund | A missed minimum can cost the pension exemption |
| 30 Jun 2027 | First Division 296 balance test | Total super balance measured at this date |
| Threshold | 2026/27 | Change |
|---|---|---|
| Concessional contributions cap | $32,500 | Up from $30,000 |
| Non-concessional contributions cap | $130,000 | Up from $120,000 |
| Bring-forward maximum, three years | $390,000 | Up from $360,000 |
| General transfer balance cap | $2.1 million | Up from $2 million on 1 July 2026 |
| Division 296 threshold | $3 million | New tax, first year of operation |
| Super guarantee rate | 12% | Unchanged |
Expertise
SMSF work sits with qualified accountants here rather than being farmed out to an offshore administrator and returned as a PDF nobody can explain. Jignesh Patel, our director, has more than 25 years across accounting, tax and superannuation and sits on the board of the Institute of Public Accountants. The audit goes to an independent approved auditor, which keeps the file clean if the ATO ever looks at it.
Everything Else
Under One Roof
A fund rarely exists on its own. Most trustees also have a business, an investment property or a family trust, and the decisions in one affect the others.
SMSF Questions We Get Asked Most
Can you audit my fund if you also prepare the accounts?
No, and no accounting firm can. Since July 2021 the independence standards have prevented a firm from auditing a fund whose financial statements it prepared, other than in a narrow exception the ATO reads strictly. We prepare your accounts and engage an independent approved auditor. If a firm offers to do both, that is worth asking about.
Should I set up an SMSF?
That question is financial product advice and it needs a licensed adviser, so we will not answer it in a brochure. What we can tell you is what running one actually involves: annual accounts, a tax return, an independent audit every year regardless of activity, and personal responsibility as trustee. Plenty of people are better off in a large fund and there is no shame in that.
What does an SMSF cost to run each year?
It depends on how many members, how many investments and whether there is property or an LRBA involved. A fund holding listed shares and cash is straightforward. A fund with a commercial property and a related party lease is not. We quote a fixed annual fee in writing, with the independent audit fee shown separately so you can see both.From 1 July 2026 super guarantee has to reach your employee’s fund within seven business days of each payday. The old quarterly dates no longer apply. For most small employers this means the payroll process changes rather than the amounts, but the change has to actually happen, and the ATO is running a transitional approach only for the first year.
Can my SMSF still borrow to buy property?
For residential property, no. From 10 August 2026 a new limited recourse borrowing arrangement can only be used to buy business real property. Funds with an existing residential arrangement are grandfathered and can keep it, and refinancing is still allowed. Commercial premises are unaffected, which is why so many business owners hold their own premises in their fund.
What happens if the fund breaches a rule?
It depends on what and how badly. Minor breaches are often corrected and reported through the audit. Serious ones can lead to administrative penalties charged to the trustees personally, or in the worst case the fund losing its complying status. The important part is that the ATO treats a breach you disclose and fix very differently to one it finds.
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