Accountant in Point Cook for Tax Returns and Side Businesses
Point Cook households tend to run a salary, a mortgage and something on the side. A consultancy, an investment property, a small business. We bring it into one return, from our Hoppers Crossing office ten minutes away.
Registered tax agent 80704012
Hoppers Crossing office, ten minutes
Fully remote if you prefer
Point Cook VIC 3030
Remote appointments available across Australia
Qualified advice
Chartered and IPA qualified accountants
Tax registered
Registered agent, with ATO lodgement access
Plain English
Answers you can actually use
One clear scope
Agreed in writing before we start
Accounting and Taxation
in Point Cook
Point Cook has a distinct profile among the western suburbs. Newer estates around Sanctuary Lakes, Featherbrook and the Town Centre, dual income households, large mortgages and a high proportion of professionals working in IT, healthcare, engineering and finance. A lot of them work for an employer during the week and run something of their own alongside it. Consulting, contracting, an online business, a rental property bought while rates were low.
That combination creates the questions we answer most often here. How a side business interacts with PAYG withholding on the main salary, and why a bill arrives despite tax being taken out all year. Whether contracting through a company is worthwhile or whether the personal services income rules take the benefit away. What the May 2026 negative gearing changes mean for a property bought recently, which in a suburb full of newer purchases is not a hypothetical question. We work from the Morris Road office in Hoppers Crossing, and a good share of Point Cook clients never come in at all.
Accounting Services for Point Cook
Tax Returns With Side Income
Returns combining salary, a side business, rental property and investments, with the PAYG position checked so next year does not bring the same surprise.
Tax Returns and Planning
Individual, company, trust and partnership returns, with year round planning and a clear explanation of the outcome before we lodge anything.
Contractor and Small Business Setup
ABN and GST registration, structure advice and the personal services income position, settled before you start invoicing rather than after.
Business Advisory
Cash flow forecasts, budgets, structure reviews and practical advice for owners making hiring, equipment and growth decisions.
Payroll and Compliance
Payroll processing, Single Touch Payroll and superannuation, now that super has to reach the fund within seven business days of each pay run.
Learn more
Trusts and SMSF Accounting
Annual accounts, tax returns and independent audit coordination for family trusts and self managed super funds.
Who We Help
in Point Cook
Dual income households
Two salaries, a mortgage and often a rental property or a side business attached.
Contractors and consultants
IT, engineering and healthcare professionals invoicing alongside or instead of a salary.
New property investors
Buyers whose purchase date now decides how their rental losses are treated.
Local Client Situations Around Point Cook Town Centre
A driver registering for GST
Someone driving for a rideshare platform who has to register for GST from the first fare, needing quarterly BAS and a logbook set up correctly.
A first ABN and a first invoice
A tradesperson or service provider going out on their own, needing the registrations, the invoicing basics and a sense of what to set aside for tax.
A driver buying a first van
An operator financing a vehicle, where the finance type decides the GST claim and the depreciation, and it is much easier to get right before purchase.
A first Australian tax return
Someone lodging here for the first time, wanting the residency question, the tax free threshold and Medicare levy explained rather than assumed.
A Simple Process
Clear requests, agreed timing and advice you can understand at each stage.
Review, advise and lodge
We check the detail, talk through the outcome, then lodge on time.
Share your records
Send them through the secure portal, or drop them at our Morris Road office in Hoppers Crossing.
Receive a clear scope
We set out the work, the timing and a fixed fee before anything begins.
Start with a conversation
Tell us what you need, what is due, and where your records currently sit.
How We Look After Point Cook Clients
Also Serving Nearby Suburbs
Our servicing office
Also served from Hoppers Crossing
Also served from Hoppers Crossing
Our city office
Common Questions From Point Cook Clients
Do you have an office in Point Cook?
No. Our nearest is at 233 Morris Road in Hoppers Crossing, about ten minutes away. Plenty of Point Cook clients never visit at all. Records go through the portal, the review runs by phone or video, and signing is electronic.
I have a full time job and a side business. How does that work?
The business income is added to your salary and taxed at your marginal rate, which is why people are often surprised by a bill even though tax was withheld all year. Once the business is established the ATO may also start charging PAYG instalments. We work out both and tell you what to put aside so next year is planned rather than survived.
I bought an investment property recently. Has negative gearing changed?
If you bought after 7.30pm on 12 May 2026, yes. From the 2027-28 income year, losses on an existing residential investment property can only be offset against residential property income rather than your salary, with the excess carried forward. Properties bought before that time are grandfathered. Eligible new builds are treated differently again, so the purchase date and the type of dwelling both matter.
I am an IT contractor. Should I set up a company?
Only if it actually helps, and for a lot of contractors it does not. If most of your income comes from your own skills and one main client, the personal services income rules can attribute the income back to you regardless of the structure. We test that first. Setting up a company that fails the test costs money and delivers nothing.
Can everything be done online?
Yes. Documents through the secure portal, a phone or video review at a time that suits, and electronic signing. A lot of our Point Cook clients work full time and would rather not spend a Saturday on this, which is entirely reasonable.
Book a Time That Suits You
Have a Question About Your Tax or Your Books?
