Accountant in Camberwell for SMSF, Trusts and Family Business
Camberwell holds a lot of long held wealth and a lot of long running family businesses. Self managed funds, trusts, succession and the tax that sits under all three. We look after it from our Kew office, ten minutes away.
Registered tax agent 80704012
Kew office, ten minutes away
SMSF accounts and audit coordination
Camberwell VIC 3124
Remote appointments available across Australia
Qualified advice
Chartered and IPA qualified accountants
Tax registered
Registered agent, with ATO lodgement access
Plain English
Answers you can actually use
One clear scope
Agreed in writing before we start
Accounting and Taxation in Camberwell
Camberwell rewards a longer view. Around the Junction, Burke Road and Riversdale Road there are retail and professional businesses that have been in the same hands for twenty or thirty years, often with a second generation now involved. The households behind them tend to hold assets across several structures, a self managed fund, a family trust, a commercial property, sometimes a share portfolio built up since well before the current rules existed.
That creates a different sort of work. The annual return is straightforward. The questions underneath it are not. Whether the fund’s pension is meeting its minimum. Whether the business can pass to the next generation without triggering a tax bill that forces a sale. Whether a member’s balance approaching three million now attracts Division 296, which started on 1 July 2026 and is first measured on 30 June 2027. We prepare the compliance work and raise those questions early, because most of them cannot be fixed in hindsight.
Accounting Services for Camberwell
SMSF Accounting and Audit Coordination
Annual accounts, member statements and the fund return, with an independent approved auditor engaged as the independence rules require.
Tax Returns and Planning
Individual, company, trust and partnership returns, with year round planning and a clear explanation of the outcome before we lodge anything.
Trusts and Succession
Trust accounts, distribution resolutions and the tax planning behind passing a family business or property to the next generation.
Business Advisory
Cash flow forecasts, budgets, structure reviews and practical advice for owners making hiring, equipment and growth decisions.
Payroll and Compliance
Payroll processing, Single Touch Payroll and superannuation, now that super has to reach the fund within seven business days of each pay run.
Learn more
Trusts and SMSF Accounting
Annual accounts, tax returns and independent audit coordination for family trusts and self managed super funds.
Who We Help
in Camberwell
SMSF trustees
Fund members managing contributions, pensions and now the Division 296 threshold.
Family businesses
Long running Junction and Burke Road businesses with succession on the horizon.
Established households
Families holding assets across a trust, a fund and personal names.
Local Client Situations Around Camberwell Junction
A member approaching the three million threshold
A trustee whose balance is nearing $3 million, wanting the Division 296 position modelled before the first measurement date on 30 June 2027.
A second generation stepping in
A Burke Road business where the children are taking over, needing the structure, the valuation and the tax consequences worked out before anything moves.
A commercial premises held in the fund
A business owner whose fund owns the shop they trade from, needing the lease at market rates and the fund reporting to match.
A couple starting a pension
Members moving into pension phase, where the transfer balance cap rose to $2.1 million on 1 July 2026 and the timing of the start date matters.
A Simple Process
Clear requests, agreed timing and advice you can understand at each stage.
Review, advise and lodge
We check the detail, talk through the outcome, then lodge on time.
Share your records
Drop them at the Cotham Road office or send them through the secure portal.
Receive a clear scope
We set out the work, the timing and a fixed fee before anything begins.
Start with a conversation
Tell us what you need, what is due, and where your records currently sit.
How We Look After Camberwell Clients
Also Serving Nearby Suburbs
Our servicing office
Neighbouring suburb
Served from Kew
Served from Kew
Common Questions From Camberwell Clients
Do you have an office in Camberwell?
No. Our nearest is on Cotham Road in Kew, about ten minutes from the Junction, and that is where Camberwell clients are looked after from. Most fund and trust work happens through the portal, with signatures handled electronically.
Can you look after our self managed super fund?
Yes. We prepare the accounts, the member statements and the fund return, then engage an independent approved auditor. We cannot audit a fund whose financials we prepared, and no accounting firm can. That has been the rule since July 2021, so a firm offering to do both is worth asking about.
What is Division 296 and does it affect us?
It is an extra 15% on earnings attributable to the part of a member’s total super balance above $3 million, with a higher rate above $10 million. It started on 1 July 2026 and the first measurement date is 30 June 2027, so this financial year is the only window to do anything about it before the first assessment arrives. If a member is anywhere near the threshold, model it now.
We want to pass the family business to our children. Where do we start?
With a clear view of what the business is worth, what structure holds it and what happens to the tax if it moves. The small business capital gains concessions can be valuable here, but the eligibility tests are strict and the timing matters. This is work to start years before the handover, not months.
Our fund owns the shop we trade from. Is that a problem?
Not if it is business real property and the lease is on commercial terms at market rates. That combination is one of the few genuinely useful things a fund can do with property, and it is unaffected by the August 2026 change that stopped new borrowing for residential property. The paperwork has to be right, and the rent has to actually be paid.
Book a Time That Suits You
Have a Question About Your Tax or Your Books?
