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	<title>Patel &#38; Dalal Accountants</title>
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	<link>http://www.pndaccountants.com.au</link>
	<description></description>
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		<title>Payment Information</title>
		<link>http://www.pndaccountants.com.au/payment-information/</link>
		<comments>http://www.pndaccountants.com.au/payment-information/#comments</comments>
		<pubDate>Thu, 07 Jul 2011 02:30:33 +0000</pubDate>
		<dc:creator>Patel &#38; Dalal Accountants</dc:creator>
		
		<guid isPermaLink="false">http://www.pndaccountants.com.au/?page_id=384</guid>
		<description><![CDATA[We accept all credit cards (except Amex and Diners), bank cards, bank and personal cheques, and EFTPOS transactions at our office. If you have been invoiced for a payment you could deposit money directly into our bank account as mentioned below. Important note : Please use the complete invoice number &#8230; <a href="http://www.pndaccountants.com.au/payment-information/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p align="justify">We accept all credit cards (except Amex and Diners), bank cards, bank and personal cheques, and EFTPOS<br />
  transactions at our office.</p>
<p>  If you have been invoiced for a payment you could deposit money directly into our bank<br />
  account as mentioned below.</p>
<div style="color:#FF0000">Important note : Please use the complete invoice number as reference for the<br />
  transaction while using net bank to assist us in identifying the source of the payment<br />
  quickly and accurately.</div>
<p>  Bank Name : ANZ Bank<br />
  Ac Name : Patel and Dalal<br />
  BSB  : 013-215<br />
  A/C  :  4837-02866<br />
  Please contact us for any queries regarding payment methods you wish to use.</p>
<p align="justify"> </p>
<p align="justify"><img alt="1" src="http://www.pndaccountants.com.au/pnd/images/mc_ms_vs_accpt_h_038_gif.jpg" height="38" width="183"><img alt="1" src="http://www.pndaccountants.com.au/pnd/images/168px-Bankcard_standard_logo.jpg" height="38"><img alt="1" src="http://www.pndaccountants.com.au/pnd/images/180px-Cirrus_logo_svg.jpg" height="38"></p>
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		<item>
		<title>Did you know?</title>
		<link>http://www.pndaccountants.com.au/did-you-know/</link>
		<comments>http://www.pndaccountants.com.au/did-you-know/#comments</comments>
		<pubDate>Thu, 07 Jul 2011 02:26:17 +0000</pubDate>
		<dc:creator>Patel &#38; Dalal Accountants</dc:creator>
		
		<guid isPermaLink="false">http://www.pndaccountants.com.au/?page_id=382</guid>
		<description><![CDATA[You could make $943,286 at the age of 60 by investing $200 every month from the age of 20 at a 9%compounded monthly investment. Cant believe!! Use the compound interest calculator below. Compound interest calculator People tend to spend 110% of what they earn. People can’t save cash. People don’t &#8230; <a href="http://www.pndaccountants.com.au/did-you-know/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>You could make $943,286 at the age of  60 by investing $200 every month from the age of 20 at a 9%compounded  monthly investment. Cant believe!! Use the compound interest calculator  below. <a href="http://www.marcusebarnes.com/tools/finance/interest.php" target="_blank">Compound interest calculator</a><br />
  People tend to spend 110% of what they earn. People can’t save cash. People don’t plan to fail but fail to plan.</p>
<p>A good home loan allows you to make  extra repayments at no additional cost, which over the life of the  loan, can save you thousands in interest.</p>
<p>90% of Australians at the age of 30  are unaware how their super fund is investing their money, what the  fees are, how it is taxed and how much they have in their super!!!</p>
<p>Tax returns are normally due for  lodgement by 31st October, but if you owe money it may be worth using a  tax agent. The tax office gives agents a lodgement program to spread  their workload across the year, so with a tax agent you could have an  extention to the following year to get your return in. This can mean  more time to get your records together, or more time to put money away  for tax.</p>
<p>
</p>
<p>A great sounding business idea does not necessarily translate into a viable business.</p>
<p>It is impossible to be an expert in  every area of the business- no one is. Successful business people are  those who have a good overall understanding of the business and know  what’s needed to make it work. They have no hesitation to use  specialists to take care of those areas that they cant attend to  themselves. They are also willing to broaden their own business  education.</p>
<p>Reverse mortgages are helpful at the  time of retirement. The bank will mortgage your home and pay you up to  100% value of your home for your personal use. Upon death the house is  sold the loan money + interest recouped and the remaining distributed  to beneficiaries. The first step to getting a reverse mortgage is  indeed paying off your home loan and reap the benefits upon  appreciation over time.</p>
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		<item>
		<title>Privacy Policy</title>
		<link>http://www.pndaccountants.com.au/privacy-policy/</link>
		<comments>http://www.pndaccountants.com.au/privacy-policy/#comments</comments>
		<pubDate>Thu, 07 Jul 2011 02:23:13 +0000</pubDate>
		<dc:creator>Patel &#38; Dalal Accountants</dc:creator>
		
		<guid isPermaLink="false">http://www.pndaccountants.com.au/?page_id=379</guid>
		<description><![CDATA[PATEL &#38; DALAL Accountants PATEL &#38; DALAL Accountants Pty Ltd is an accounting firm that offer a series of accounting services which includes tax accounting for individuals and small businesses. PATEL &#38; DALAL Accountants Pty Ltd considers that your privacy is important. Information Collection PATEL &#38; DALAL Accountants Pty Ltd &#8230; <a href="http://www.pndaccountants.com.au/privacy-policy/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h3>PATEL &amp; DALAL Accountants</h3>
<p>PATEL &amp; DALAL Accountants Pty Ltd is an accounting firm that offer  a series of accounting services which includes tax accounting for  individuals and small businesses. PATEL &amp; DALAL Accountants Pty Ltd  considers that your privacy is important.</p>
<h3>Information Collection</h3>
<p>PATEL &amp; DALAL Accountants Pty Ltd gather information of clients  through telephone, internet and by personally. To better meet the needs  of its users in terms of content. Information may be collected directly  from you, such as name and e-mail address, or through the use of  &quot;cookies&quot; exchanged between the web site and your computer. A &#8216;cookie&#8217;  is a small file which resides on your computer and contains information  allowing our website to recognise your browser. You have the option to  obliterate the use of cookies on your browser. All information collect  via the web site will be subject matter to the same Privacy standards  outlined in this policy. Before collecting the personal information we  are obliged to provide assurance that why we need this personal  information. The following personal information about you will be  collected by us:<br />
• 	Name <br />
• 	Address <br />
• 	Date of Birth (DOB)<br />
• 	Telephone number(s) <br />
• 	Email address <br />
• 	Employment details <br />
• 	Tax Information <br />
• 	Bank Account (and or credit card) Details <br />
• Current Financial/accounting information including details of your  assets and liabilities • Details for financial needs and services you  are seeking <br />
• 	And other applicable information </p>
<h3>Quality of Records</h3>
<p>We follow sensible ways to protect the information from misuse, loss  and from unauthorised access, modification or disclosure. We will not  keep any of personal information longer than it’s required by us,  except to satisfy legal requirements.</p>
<h3>Complaints </h3>
<p>If problems arise, users may contact PATEL &amp; DALAL Accountants Pty  Ltd by access the contacts on the website. We are committed to resolve  the problem as soon as possible.</p>
<h3>Disclaimer </h3>
<p>This site contains comments and content of a general nature only and is  not projected to be relied on without first consulting us. It is not  proposed as a substitute for professional and specific personalised  advice. No responsibility can be established against the Patel &amp;  Dalal Accountants Pty Ltd for loss events to any person or entity doing  anything as a result of the material on this site.</p>
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		<item>
		<title>Useful Links</title>
		<link>http://www.pndaccountants.com.au/useful-links/</link>
		<comments>http://www.pndaccountants.com.au/useful-links/#comments</comments>
		<pubDate>Thu, 07 Jul 2011 02:17:56 +0000</pubDate>
		<dc:creator>Patel &#38; Dalal Accountants</dc:creator>
		
		<guid isPermaLink="false">http://www.pndaccountants.com.au/?page_id=375</guid>
		<description><![CDATA[Australian Taxation Office http://www.ato.gov.au Business Name Application http://www.online.justice.vic.gov.au ABN Applications http://www.abr.gov.au Australian Business Register http://www.abr.business.gov.au Centrelink http://www.centrelink.gov.au Family Assistant Office http://www.familyassist.gov.au Australian Stock Exchange http://www.asx.com.au Australian Securities and Investment Commission (ASIC) http://www.asic.gov.au Child Support Agency http://www.csa.gov.au Business Support http://www.business.gov.au Business Victoria http://www.business.vic.gov.au Reserve Bank of Australia http://www.rba.gov.au Australian Prudential Regulations &#8230; <a href="http://www.pndaccountants.com.au/useful-links/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<table border="0" cellspacing="0" cellpadding="0" width="100%">
<tbody>
<tr>
<td>Australian Taxation Office</td>
<td><a href="http://www.ato.gov.au/" target="_blank">http://www.ato.gov.au</a></td>
</tr>
<tr>
<td width="393">Business Name Application</td>
<td width="604"><a href="http://www.online.justice.vic.gov.au/" target="_blank">http://www.online.justice.vic.gov.au</a></td>
</tr>
<tr>
<td>ABN Applications</td>
<td><a href="http://www.abr.gov.au/" target="_blank">http://www.abr.gov.au</a></td>
</tr>
<tr>
<td>Australian Business Register</td>
<td><a href="http://www.abr.business.gov.au/" target="_blank">http://www.abr.business.gov.au</a></td>
</tr>
<tr>
<td>Centrelink</td>
<td><a href="http://www.centrelink.gov.au/" target="_blank">http://www.centrelink.gov.au</a></td>
</tr>
<tr>
<td>Family Assistant Office</td>
<td><a href="http://www.familyassist.gov.au/" target="_blank">http://www.familyassist.gov.au</a></td>
</tr>
<tr>
<td>Australian Stock Exchange</td>
<td><a href="http://www.asx.com.au/" target="_blank">http://www.asx.com.au</a></td>
</tr>
<tr>
<td>Australian Securities and Investment Commission (ASIC)</td>
<td><a href="http://www.asic.gov.au/" target="_blank">http://www.asic.gov.au</a></td>
</tr>
<tr>
<td>Child Support Agency</td>
<td><a href="http://www.csa.gov.au/" target="_blank">http://www.csa.gov.au</a></td>
</tr>
<tr>
<td>Business Support</td>
<td><a href="http://www.business.gov.au/">http://www.business.gov.au</a></td>
</tr>
<tr>
<td>Business Victoria</td>
<td><a href="http://www.business.vic.gov.au/">http://www.business.vic.gov.au</a></td>
</tr>
<tr>
<td>Reserve Bank of Australia</td>
<td><a href="http://www.rba.gov.au/" target="_blank">http://www.rba.gov.au</a></td>
</tr>
<tr>
<td>Australian Prudential Regulations Authority</td>
<td><a href="http://www.apra.gov.au/" target="_blank">http://www.apra.gov.au</a></td>
</tr>
<tr>
<td>National Institute of Accountants</td>
<td><a href="http://www.nia.org.au/" target="_blank">http://www.nia.org.au</a></td>
</tr>
<tr>
<td>Institute of Chartered Accountants in Australia</td>
<td><a href="http://www.charteredaccountants.com.au/" target="_blank">http://www.charteredaccountants.com.au</a></td>
</tr>
<tr>
<td>CPA Australia</td>
<td><a href="http://www.cpaaustralia.com.au/" target="_blank">http://www.cpaaustralia.com.au</a></td>
</tr>
<tr>
<td>National Tax and Accountants Association</td>
<td><a href="http://www.ntaa.com.au/" target="_blank">http://www.ntaa.com.au</a></td>
</tr>
</tbody>
</table>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Booking an Appointment</title>
		<link>http://www.pndaccountants.com.au/booking-an-appointment/</link>
		<comments>http://www.pndaccountants.com.au/booking-an-appointment/#comments</comments>
		<pubDate>Thu, 07 Jul 2011 01:44:55 +0000</pubDate>
		<dc:creator>Patel &#38; Dalal Accountants</dc:creator>
		
		<guid isPermaLink="false">http://www.pndaccountants.com.au/?page_id=371</guid>
		<description><![CDATA[]]></description>
			<content:encoded><![CDATA[<p><iframe frameborder="0" width="500" height="400" src="http://www.pndaccountants.com.au/form/booking.php"></iframe></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title></title>
		<link>http://www.pndaccountants.com.au/362/</link>
		<comments>http://www.pndaccountants.com.au/362/#comments</comments>
		<pubDate>Mon, 04 Jul 2011 02:30:18 +0000</pubDate>
		<dc:creator>Patel &#38; Dalal Accountants</dc:creator>
		
		<guid isPermaLink="false">http://www.pndaccountants.com.au/?p=362</guid>
		<description><![CDATA[Head Office: 120 Cotham Rd, KEW 3101 Phone: +61-03-9816 9951 Fax: +61-03-9816 8698 Email: enquiry@pndaccountants.com.au View Larger Map Branch Office: Lvl1, 108 Old Geelong Rd, Hoppers Crossing View Larger Map]]></description>
			<content:encoded><![CDATA[<p>
    	Head Office:<br />
        120 Cotham Rd, KEW 3101<br />
        Phone: +61-03-9816 9951<br />
	Fax: +61-03-9816 8698<br />
        Email: enquiry@pndaccountants.com.au</p>
<p>View Larger Map</p>
<p>        Branch Office:<br />
        Lvl1, 108 Old Geelong Rd,<br />
        Hoppers Crossing</p>
<p>View Larger Map</p>
]]></content:encoded>
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		<title></title>
		<link>http://www.pndaccountants.com.au/363/</link>
		<comments>http://www.pndaccountants.com.au/363/#comments</comments>
		<pubDate>Mon, 04 Jul 2011 02:30:18 +0000</pubDate>
		<dc:creator>Patel &#38; Dalal Accountants</dc:creator>
		
		<guid isPermaLink="false">http://www.pndaccountants.com.au/?p=363</guid>
		<description><![CDATA[Head Office: 120 Cotham Rd, KEW 3101 Phone: +61-03-9816 9951 Fax: +61-03-9816 8698 Email: enquiry@pndaccountants.com.au View Larger Map Branch Office: Lvl1, 108 Old Geelong Rd, Hoppers Crossing View Larger Map]]></description>
			<content:encoded><![CDATA[<p>
    	Head Office:<br />
        120 Cotham Rd, KEW 3101<br />
        Phone: +61-03-9816 9951<br />
	Fax: +61-03-9816 8698<br />
        Email: enquiry@pndaccountants.com.au</p>
<p>View Larger Map</p>
<p>        Branch Office:<br />
        Lvl1, 108 Old Geelong Rd,<br />
        Hoppers Crossing</p>
<p>View Larger Map</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title></title>
		<link>http://www.pndaccountants.com.au/358/</link>
		<comments>http://www.pndaccountants.com.au/358/#comments</comments>
		<pubDate>Mon, 04 Jul 2011 02:29:53 +0000</pubDate>
		<dc:creator>Patel &#38; Dalal Accountants</dc:creator>
		
		<guid isPermaLink="false">http://www.pndaccountants.com.au/?p=358</guid>
		<description><![CDATA[Loans: Whether you are ready to buy your first home, need a loan to buy an investment property, need an equipment or vehicle finance, business or commercial loan, we can help you make the right decision. At Patel &#038; Dalal Accountants Pty Ltd, Our Mortgage Broking team are available to &#8230; <a href="http://www.pndaccountants.com.au/358/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Loans:</p>
<p>Whether you are ready to buy your first home, need a loan to buy an investment property, need an equipment or vehicle finance, business or commercial loan, we can help you make the right decision. At Patel &#038; Dalal Accountants Pty Ltd, Our Mortgage Broking team are available to you to assist you to select product that suits your requirement and goals. We have access to numerous home loan products from panel of banks and lenders.</p>
<p>Our full range of mortgage broking services includes:</p>
<p>• Home loans<br />
• Investment loans<br />
• Vehicle and equipment loans<br />
• Business and commercial loans<br />
• Reverse mortgage</p>
<p>How can we assist you?</p>
<p>We</p>
<p>• will listen to your goals and ideas.<br />
• will explain about options available to you.<br />
• will work for you and find product and lender of your choice.<br />
• will keep you informed throughout the loan process.<br />
• will give you at least three lenders to select from.<br />
• will take care of the whole loan process from application to settlement.</p>
<p>Jignesh Patel of Patel &#038; Dalal Accountants is a full member of MFAA and Credit Representative of Australian Loan Company.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title></title>
		<link>http://www.pndaccountants.com.au/359/</link>
		<comments>http://www.pndaccountants.com.au/359/#comments</comments>
		<pubDate>Mon, 04 Jul 2011 02:29:53 +0000</pubDate>
		<dc:creator>Patel &#38; Dalal Accountants</dc:creator>
		
		<guid isPermaLink="false">http://www.pndaccountants.com.au/?p=359</guid>
		<description><![CDATA[This page is under process…]]></description>
			<content:encoded><![CDATA[<p>This page is under process…</p>
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		<slash:comments>0</slash:comments>
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		<title></title>
		<link>http://www.pndaccountants.com.au/360/</link>
		<comments>http://www.pndaccountants.com.au/360/#comments</comments>
		<pubDate>Mon, 04 Jul 2011 02:29:53 +0000</pubDate>
		<dc:creator>Patel &#38; Dalal Accountants</dc:creator>
		
		<guid isPermaLink="false">http://www.pndaccountants.com.au/?p=360</guid>
		<description><![CDATA[Loans: Whether you are ready to buy your first home, need a loan to buy an investment property, need an equipment or vehicle finance, business or commercial loan, we can help you make the right decision. At Patel &#038; Dalal Accountants Pty Ltd, Our Mortgage Broking team are available to &#8230; <a href="http://www.pndaccountants.com.au/360/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Loans:</p>
<p>Whether you are ready to buy your first home, need a loan to buy an investment property, need an equipment or vehicle finance, business or commercial loan, we can help you make the right decision. At Patel &#038; Dalal Accountants Pty Ltd, Our Mortgage Broking team are available to you to assist you to select product that suits your requirement and goals. We have access to numerous home loan products from panel of banks and lenders.</p>
<p>Our full range of mortgage broking services includes:</p>
<p>• Home loans<br />
• Investment loans<br />
• Vehicle and equipment loans<br />
• Business and commercial loans<br />
• Reverse mortgage</p>
<p>How can we assist you?</p>
<p>We</p>
<p>• will listen to your goals and ideas.<br />
• will explain about options available to you.<br />
• will work for you and find product and lender of your choice.<br />
• will keep you informed throughout the loan process.<br />
• will give you at least three lenders to select from.<br />
• will take care of the whole loan process from application to settlement.</p>
<p>Jignesh Patel of Patel &#038; Dalal Accountants is a full member of MFAA and Credit Representative of Australian Loan Company.</p>
]]></content:encoded>
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