You could make $943,286 at the age of 60 by investing $200 every month from the age of 20 at a 9%compounded monthly investment. Cant believe!! Use the compound interest calculator below. Compound interest calculator
People tend to spend 110% of what they earn. People can’t save cash. People don’t plan to fail but fail to plan.

A good home loan allows you to make extra repayments at no additional cost, which over the life of the loan, can save you thousands in interest.

90% of Australians at the age of 30 are unaware how their super fund is investing their money, what the fees are, how it is taxed and how much they have in their super!!!

Tax returns are normally due for lodgement by 31st October, but if you owe money it may be worth using a tax agent. The tax office gives agents a lodgement program to spread their workload across the year, so with a tax agent you could have an extention to the following year to get your return in. This can mean more time to get your records together, or more time to put money away for tax.

A great sounding business idea does not necessarily translate into a viable business.

It is impossible to be an expert in every area of the business- no one is. Successful business people are those who have a good overall understanding of the business and know what’s needed to make it work. They have no hesitation to use specialists to take care of those areas that they cant attend to themselves. They are also willing to broaden their own business education.

Reverse mortgages are helpful at the time of retirement. The bank will mortgage your home and pay you up to 100% value of your home for your personal use. Upon death the house is sold the loan money + interest recouped and the remaining distributed to beneficiaries. The first step to getting a reverse mortgage is indeed paying off your home loan and reap the benefits upon appreciation over time.